For a Mobile World
Traditional credit doesn't work in emerging markets; mobile does. Our technologies are unlocking trillions of dollars in purchasing power in the world’s fastest growing economies.Learn MORE
We empower people to access the credit they deserve.
DIVERSE + FRICTIONLESS DATA
We don’t worry about "thin files" because we collect data frictionlessly using mobile tech. The result: >10,000 data points per user.
REAL-TIME CREDIT SCORING
We use our data in ways no one else does. Our credit scores update in real-time and empower our users to improve their lives.
TRULY INSTANT VALUE
We provide our users credit for what they need when they need it. Most of our loans reach borrowers all over Africa in less than an hour.